Andelskassen Oikos

Vesterport 3, 5. · 8000 Århus C tlf. 8668 2333

Nørregade 6, 1. · 1165 København K tlf. 3336 2332

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Support an ethical financial institution through an inexpensive home loan

As a customer at Andelskassen Oikos, you can get inexpensive mortgages for co-operative apartments, and owner-occupied housing. Maturity for housing loans is up to 20 years - and we also guarantee that by choosing Oikos you are helping the world's poor.
We are happy to advise on all aspects of obtaining a mortgage.
To obtain a loan from Andelskassen Oikos you must be a shareholder. You become a shareholder by buying a share of a minimum 1.000 DKK. Oikos also has to make a credit assessment.

Loans for co-operative apartments

After you have acquired a share in Oikos and a credit assesment has been made, you can opt for a mortgage worth up to 80% of the purchase price (= value of the cooperative apartment + value of improvements) to the stated interest rate. Contact us for current interest rates. 

Loans for owner-occupied housing

After you have acquired a share in Oikos, and a credit assesment has been made, you can obtain a mortgage to buy a house or apartment. With Oikos, you can borrow up to 80% of the value of the house. Contact us for current interest rates.

Oikos also offers unbiased advice in relation to the purchase of your house, and can help you draw up a budget.